.pension-guide {
  margin: 0 0 18px;
  padding: 16px;
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 10px 28px rgba(23, 33, 43, 0.06);
}

.guide-head {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  align-items: flex-start;
  margin-bottom: 12px;
}

.guide-head h3 {
  margin: 0;
  font-size: 20px;
}

.show-all-toggle {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 36px;
  padding: 8px 10px;
  border: 1px solid var(--line);
  border-radius: 6px;
  background: #f8fafb;
  color: var(--muted);
  font-weight: 800;
  white-space: nowrap;
}

.show-all-toggle input {
  width: 18px;
  min-height: 18px;
}

.choice-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.choice-card {
  min-height: 86px;
  text-align: start;
  border: 1px solid var(--line);
  background: #f8fafb;
  color: var(--ink);
  border-radius: 8px;
  padding: 12px;
  cursor: pointer;
  transition: border-color 160ms ease, box-shadow 160ms ease, transform 160ms ease, background-color 160ms ease;
}

.choice-card:hover {
  transform: translateY(-1px);
  border-color: var(--accent);
}

.choice-card.active {
  background: var(--accent-weak);
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(15, 118, 110, 0.12);
}

.choice-card strong {
  display: block;
  margin-bottom: 6px;
  font-size: 15px;
}

.choice-card span {
  display: block;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.35;
}

.guide-note {
  margin: 12px 0 0;
  padding: 10px 12px;
  border-inline-start: 4px solid var(--accent);
  background: #edf8f6;
  color: #315b56;
  font-weight: 700;
  line-height: 1.45;
}

.hidden-by-plan {
  display: none !important;
}

.recommended-field {
  padding: 10px;
  border: 1px solid rgba(15, 118, 110, 0.42);
  background: #f1fbf9;
  border-radius: 8px;
}

.recommended-field label::after,
.recommended-field > span[data-i18n]::after {
  content: " *";
  color: var(--accent);
  font-weight: 900;
}

.optional-field {
  opacity: 0.92;
}

@media (max-width: 620px) {
  .guide-head {
    flex-direction: column;
  }

  .choice-grid {
    grid-template-columns: 1fr;
  }

  .show-all-toggle {
    width: 100%;
    justify-content: space-between;
  }
}